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Post by pister on Mar 27, 2018 20:12:44 GMT -8
I want to post a MB Sprinter on TURO but Turo will not accept the Vehicle under the provided insurance. I have tried very hard to track down a company that will insure my vehicle for TURO. Any suggestions for finding insurance.
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Post by Mike on Mar 27, 2018 21:51:08 GMT -8
I really enjoyed renting cars on Turo platform but recently i ve had multiple incidents where i was being turned down and it really cost me some money and negative feedback. I posted a windshield claim after 24 hours and was simply denied due to not posting the claim within 24 hours with one line of email. Little crack or rock chip on windshield is not easy to find and alot of times weather and other factors may prevent us to do extensive inspection. The fact that Guest dont take pictures simply Owner can forget to take picture as well, i think it was really cold to deny the claim.
I hope Turo change this 24 hour policy and be little more flexible in handling Claims.
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Insurance
Mar 28, 2018 8:12:53 GMT -8
via mobile
Post by Veronica on Mar 28, 2018 8:12:53 GMT -8
Would also be interested if anyone is using their own commercial auto insurance they'd recommended.
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Post by Nick on Mar 29, 2018 6:48:28 GMT -8
Good afternoon, The Turo policy for covering vehicles is that they are under $130,000 USD and that they have less that 150,000 miles on them. Anything outside of that requires that you have your own insurance policy to cover the vehicle, as Turo will take ZERO responsibility for said vehicle. I do have a commercial garage and retail policy as well as a commercial rental policy for my fleet, as I am planning on acquiring another 20-40 vehicles within the next year to list on Turo. I also have to maintain this policy due to the fact that I have multiple vehicles in excess of the $130,000 USD limit that Turo offers insurance on. If you have any questions pertaining to either of these items, or anything else that someone with 15+ vehicles in their fleet might be able to help with please feel free to reach out to me anytime.
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Post by dan on Mar 30, 2018 10:16:59 GMT -8
Thanks for that response Nick. I'm not planning to have 15+ anytime soon, but I do still have 5 which is starting to get questionable with my personal insurance as to why they rack up so many miles.
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Post by whitaker on Mar 30, 2018 13:38:06 GMT -8
I have eleven vehicles here in Virginia. Erie was my first insurer, allowed me to add nine one at a time but refused to add any more and said they would nonrenew me. Before I moved them all to Liberty Mutual I asked, and was told, that p2p carshare was covered. I have become concerned about personal liability--insurance agents and attorneys keep telling me there is a list of "potential problems"--so this week I asked Liberty Mutual what I would need to do if I transferred the vehicles to an LLC. I was told they wouldn't insure vehicles owned by an LLC and that p2p carshare wasn't covered. My conclusion is Liberty Mutual isn't sure what it covers and you can't depend on what they say.
Nick, I'm interested in advice about LLCs and commercial insurance. I've gotten two estimates for commercial insurance--one is 2.5 times what I'm currently paying, the other is 10 times what I'm currently paying per vehicle--which is equal to the value of the vehicle.
Thanks
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